At Retirement, your accumulated units of Pension Credit are added together. The resulting number of Pension Credits will be used to calculate your pension benefit.

On or After April 1, 1996

If you separate from Covered Employment and retire on or after
April 1, 1996, there is no longer a limit on the number of Pension Credits that will count toward your pension benefit.

Before April 1, 1996

Prior to April 1, 1996, the following limits applied:

Date of Seperation from Covered Employment Maximum Pension Credits
July 1, 1976 to December 31, 1981 25
January 1, 1982 to March 31, 1987 30
April 1, 1987 to March 31, 1988 31
April 1, 1988 to March 31, 1990 33
April 1, 1990 to March 31, 1991 34
April 1, 1991 to March 31, 1992 36
April 1, 1992 to March 31, 1993 38
April 1, 1993 to March 31, 1996 40