For specific information about the investment funds offered by the Annuity Plan, contact the Fund Office or Fidelity Investments. It’s a good idea to study your investment options and consider your personal situation before deciding how to invest the money in your individual Annuity Plan account.

You may change your investments on a daily basis; however, you should be aware that certain funds have a short-term trading fee. Investment option elections become effective as soon as administratively possible. Keep in mind that it’s usually not a good idea to try to time the market. In addition, when making changes to your investment mix, you’ll want to consider your long-term investment strategy. For things to consider when making investment decisions, see Investing Considerations.

The Trustees have the right to change the investment funds offered by the Annuity Plan at any time. You will be notified of any investment fund changes.