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When your participation begins, you need to complete a beneficiary designation form. You may update your beneficiary at any time by completing and submitting a beneficiary designation form. Your beneficiary will receive your Annuity Plan benefit in the event of your death.

You may name anyone you want as your beneficiary, including a trust. However, any trust you designate as a beneficiary must be a valid trust under applicable state law. In addition, if you’re married and wish to designate a person other than your spouse as your beneficiary, your spouse must consent to the designation in writing in the presence of a notary public or designated Annuity Plan representative.

If you do not have a designated beneficiary(ies) at the time of your death, the Trustees will designate that benefits be paid to first to survive in the following order, starting with:

  • Your spouse, then
  • Your children, then
  • Your parents, then
  • Your siblings, then
  • Your nieces and nephews, then
  • Your estate.

If you’re married and wish to designate a person other than your spouse as your primary beneficiary, your spouse must consent to the designation in writing in the presence of a notary public or designated Annuity Plan representative.

Contact the Fund Office immediately if you marry or divorce at any time before receiving a distribution from your annuity account so that you may update your beneficiary designation form accordingly.