Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds
Summary Plan Description:
- Eligibility for Benefits
- Continuation of Health Benefits
- Schedule of Benefits
- How to File a Claim
- Claims and Appeal Process
- Death Benefit
- Dismemberment and Accidental Death Benefits
- Weekly Accident and Sickness
- Wellness Expense Benefit
- Comprehensive Major Medical
- Dental Benefits
- Optical Benefits
- Hearing Aid Benefit
- Prescription Drug Benefits
- General Exclusions and Limitations
- Coordination of Benefits
- How Medicare Affects Medical Benefits Under the Plan
- Definitions
- Important Information About the Plan
- Statement of Rights Under the Employee Retirement Income Security Act
- Privacy Rights Under the Plan
- Questions and Answers
- Durable Medical Equipment and Supplies