Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds
Summary Plan Description:
- Important Contact Information
- Important Benefit Information
- Schedule of Benefits
- Eligibility for Benefits
- Life Events
- Continuation of Health Benefits
- Comprehensive Major Medical Benefit (Employees and Dependents)
- Wellness Expense Benefit
- Substance Abuse Employee Assistance Program (EAP)
- Dental Benefits
- Optical Benefits
- Hearing Aid Benefit
- Prescription Drug Benefits
- Death Benefit
- Claims and Appeal Process
- Accidental Death and Dismemberment Benefits (Active Employees)
- Weekly Accident and Sickness Disability Benefit (Active Employees)
- General Exclusions and Limitations
- Comprehensive Major Medical
- Coordination of Benefits
- How Medicare Affects Medical Benefits Under the Plan
- Definitions
- Important Information About the Plan
- Statement of Rights Under the Employee Retirement Income Security Act
- Privacy Rights Under the Plan
- Questions and Answers
- Durable Medical Equipment and Supplies