Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds
(For Eligible Employee and Spouse Only)
Every two calendar years, the Fund will pay wellness benefits up to the amount listed in the Schedule of Benefits for you and your spouse. These benefits
include:
Physical examinations,
Blood tests,
Pap Smears,
X-rays,
Mammograms,
EKGs,
Smoking cessation programs, and
Other routine services and covered supplies that contribute
to maintaining your wellness, if approved in advance by the Fund Office, and are not covered elsewhere under the Plan. A request for such pre-approval constitutes a pre-service claim.
You do not need to pay a deductible or co-payment for these benefits
and you may use either PPO or non-PPO health care Providers.
Wellness benefits are provided only for you and your spouse and are
not provided for your Dependent Children. However, Inpatient
nursery charges, Physician
office visits and immunizations are covered under the comprehensive
Major Medical Benefit for your Dependent Children up to the age of
sixteen.
Please note that wellness benefits will only
be paid when your Physician uses a diagnosis code that qualifies for
reimbursement under the Fund. For more information, please contact the Fund Office.