Reinstatement of Eligibility

If your Weekly Accident and Sickness Disability Benefits have been terminated, you will be reinstated for this coverage on the first day of the month after you work two consecutive months in Covered Employment during which you work an average of 80 hours per month or a minimum of 160 hours. You must have some work in Covered Employment during each of the two consecutive months and you must satisfy the reinstatement conditions before termination of all other Plan benefits.

If you lose your eligibility for all Plan benefits, your coverage will be reinstated on the first day of the month after you complete four consecutive months of Covered Employment within one year after termination of Plan benefits. The four months include the month during which you worked but the hours for which were not included in the last determination of your eligibility before you lost eligibility. During these four consecutive months of Covered Employment, you must work at least 320 hours (as long as you had 1,000 hours in the preceding 12-consecutive-month-period). You also must perform some work in Covered Employment in each of the four months.

If your eligibility is terminated and you do not meet these reinstatement requirements within one year after termination, you will have to meet the initial eligibility requirements again. These are explained in the Your Initial Eligibility.

 

Example: Reinstatement of Eligibility

Continuing with the previous eligibility examples (in which John first became eligible on September 1, 2009), John loses eligibility on July 31, 2010. If John works at least 320 hours during any consecutive four-month period between July 1, 2010 and June 30, 2011 and he works in Covered Employment in each of those four months, his eligibility will be reinstated, assuming he had worked at least 1,000 hours in the preceding 12-month period. In determining the four-month period, John can use the month of July 2010 even though he had coverage during that month because that month constitutes a month not previously used in determining his eligibility.

For example, if John works the required hours between October 1, 2010 and January 31, 2011, and has a minimum of 1,000 hours from February 1, 2010 to January 31, 2011, his eligibility will resume on February 1, 2011.