Continuation of Eligibility

In general, your coverage continues on the basis of your hours worked. See the following charts to determine continuing eligibility requirements. Chart 1 is for Employees who have been eligible for benefits for 18 months or longer. Chart 2 is for those who have been eligible less than 18 months.

The requirements for continuing coverage are different, depending on how long you have been eligible for coverage.

Eligibility for your Dependents continues while you are eligible for benefits, as long as they continue to meet the definition of Dependent under the Plan.

Chart 1: If you have been eligible for benefits for 18 months or longer:

Your eligibility continues for the month of...	If you have 1,000 hours in the preceding 12-month period... AND	You have at least one hour in the preceding 6-month period...	If you do not have the necessary hours, your eligibility terminates on...
February	January through December	July through December	January 31
March	February through January	August through January	February 28 or 29
April	March through February	September through February	March 31
May	April through March	October through March	April 30
June	May through April	November through April	May 31
July	June through May	December through May	June 30
August	July through June	January through June	July 31
September	August through July	February through July	August 31
October	September through August	March through August	September 30
November	October through September	April through September	October 31
December	November through October	May through October	November 30
January	December through November	June through November	December 31

Chart 2: If you have been eligible for benefits for less than 18 months:

Your eligibility continues for the month of...	If you have 500 hours in the preceding 6-month period... and	You have at least one hour in the preceding 3-month period...	If you do not have the necessary hours, your eligibility terminates on...
February	July through December	October through December	January 31
March	August through January	November through January	February 28 or 29
April	September through February	December through February	March 31
May	October through March	January through March	April 30
June	November through April	February through April	May 31
July	December through May	March through May	June 30
August	January through June	April through June	July 31
September	February through July	May through July	August 31
October	March through August	June through August	September 30
November	April through September	July through September	October 31
December	May through October	August through October	November 30
January	June through November	September through November	December 31

You will also qualify for continuing coverage if you have 500 hours in the preceding 6-month period and you have at least one hour in the preceding 3-month period.

Example: How Coverage Continues

Continuing from the previous eligibility examples, John first became eligible for coverage on September 1, 2009.

For the first 18 months of John’s coverage (from September 1, 2009 through the end of February 2011), John must meet the requirements of the chart for Participants who have been eligible for benefits for less than 18 months (Chart 2 above). For example, in order to continue eligibility in March 2010, John must have 500 hours from August 1, 2009 through January 31, 2010 and have at least one hour during the period from November 1, 2009 through January 31, 2010.

Starting March 2011, John must meet the requirements of the chart for Participants who have been eligible for benefits for 18 months or more (Chart 1 above). For example, in order to continue eligibility in April 2011, John must have 1,000 hours from March 1, 2010 through February 28, 2011 and have at least one hour during the period from September 1, 2010 through February 28, 2011. Alternatively, John can maintain eligibility in April 2011 if he has 500 hours from September 1, 2010 through February 28, 2011 and at least one hour from December 1, 2010 through February 28, 2011.