Child Losing Eligibility

Limiting Age Under the Plan, the limiting age for your unmarried Dependent Child is: Age 19; or Age 23, if your Child is a full-time student at an accredited school and dependent on you for support and maintenance.

In general, your Child is no longer eligible for coverage when he or she marries, enters the military on a full-time basis, reaches the limiting age, or is no longer dependent upon you for support. You should notify the Fund Office when one of these events occurs.

Your Child may elect to continue coverage under COBRA for up to 36 months after your Child loses eligibility. You or your Child must notify the Fund Office within 60 days of the date your Child no longer meets the definition of a Dependent in order to obtain COBRA Continuation Coverage.

If your Child is not capable of self-supporting employment upon reaching the limiting age because of a mental or physical disability or handicap, you may continue coverage for that Child for as long as your own coverage continues and the Child depends on you for the major portion of his or her support. To qualify, your Child’s disability must begin before his or her coverage would otherwise end. You must consult the Fund Office within 31 days before Plan benefits might otherwise terminate to apply for continued coverage for your disabled or handicapped Dependent.