Important Reminders

• Save this booklet and put it in a safe place.
  
  
• Tell your family, particularly your spouse, about this booklet and where you keep it filed.
  
  
• If you lose your copy, contact the Fund Office for a replacement.
  
  
• Notify the Fund Office promptly if you change your address. If the Trustees are unable to reach you at your last address on record, any benefit payments will be held without interest.
  
  
• Your eligibility for the Pension Plan entitles you to benefits under this Plan only. Please refer to the Plan Documents of other benefit plans to determine your eligibility for benefits under those plans.
  
  
• If you have worked in employment covered by the Plan for five years or more and you are leaving without definite plans to return in the near future, you may be entitled to a pension, payable when you reach Normal Retirement Age.
  
  
• If you have any questions or problems as to benefit determinations, you have a right to appeal to the Trustees who administer the Plan as described in the appeals procedures .