Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds
Becoming a Participant
Employees who perform work for
Employers under collective bargaining
agreements or other written
agreements with the Union are
covered by the Plan if contributions for
their work are required to be paid to
the Fund.
Generally, you become a participant on the first January 1 or July 1
after you complete 870 hours of work in Covered Employment in a
consecutive 12-month period for an Employer under the Plan.