Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds

 











 



Vesting Service

  • You earn a right to a pension once you are vested in the Plan. Generally, you become vested when you have five years of Vesting Service.

  • You must complete 870 hours of work in Covered Employment in a Calendar Year to earn one year of Vesting Service.

  • Special rules apply if you were not a participant in the Plan on or after July 1, 1999.

 

 

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