Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds
Prudent Actions by Plan Fiduciaries
In addition to creating rights for Plan participants, ERISA imposes duties upon the people who are
responsible for the operation of the employee benefit plan. The people who operate your Plan, called “fiduciaries” of the Plan, have a duty to do so prudently and in the interest of you and other Plan
participants and beneficiaries. No one, including your Employer, your Union, or any other person, may
fire you or otherwise discriminate against you in any way to prevent you from obtaining a pension benefit
or exercising your rights under ERISA