Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds
Loss of Pension Credits and Vesting Service
Because the Plan is designed to provide benefits to Employees who have continuing employment in the
jurisdiction of the Fund, provisions have been made for cancellation of Pension Credits and Vesting Service
for Employees who leave without meeting the minimum work requirements under the Plan. See Breaks in Service for more information about how these breaks in service impact Pension Credits and Vesting Service