In the Event of Disability

If you become totally and permanently disabled, you may be eligible for a Disability Pension. You are considered totally and permanently disabled if you are totally unable, as the result of bodily injury or disease, to work as a Sheet Metal Worker or in other employment in the construction industry. You can be considered disabled and perform other types of work if you earn $35,000 or less per year. Your disability must be permanent for the remainder of your life.

You must file an application for a Disability Pension immediately upon medical confirmation of a total and permanent disability so you can begin receiving payments on a timely basis.

Medical evidence of total and permanent disability is required, and can consist of a Social Security Disability Award or other medical evidence acceptable to the Trustees. In most cases, you will be required to be examined by a physician or physicians selected by the Trustees.