Payment of Benefits

You are not entitled to receive a pension benefit for any month in which you receive weekly accident and sickness benefits from the Sheet Metal Workers’ Local No. 73 Welfare Fund.

If approved by the Trustees, your Disability Pension will start no earlier than the first day of the month following the month in which your total and permanent disability began or, if later, the first day of the month following the month in which the Disability Pension Application process is completed, including approval by the Pension Committee followed by completion of all required forms. For that reason, it is important to file you application on a timely basis so that you do not lose benefits. Disability Pension benefits are payable for life, assuming, of course, that you remain totally and permanently disabled and comply with the Continued Disability requirements as outlined above.