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If your Employer is first enrolling its Non-Bargained Employees under the Plan, your coverage as a Non-Bargained Member begins on the first day of the calendar month following the month in which your Employer meets all of the requirements to enroll its Non-Bargained Employees, including paying contributions in advance for the first month of coverage.

If you are hired after your Employer has agreed to cover its Non-Bargained Employees, your coverage will become effective on the first day of the month following: (1) the month in which you were hired, or (2) the month in which you were reported by your Employer to the Welfare Fund, whichever is later; provided your Employer has made advance contributions to the Plan on your behalf.

Your initial eligibility for the Weekly Accident and Sickness Benefit begins on the first day of the fourth month after you begin participating in the Plan.