Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds

 












 


 

After you have reviewed your investment choices, choose the options that best meet your investment objectives and strategies. Follow the instructions on "How to Enroll" provided by your workplace savings plan. When you contact Fidelity to make your investment choices, be sure to use the investment option codes listed in this brochure that correspond to the options you want to invest in.

Additional
Help
Need additional help determining your investment strategy? Mutual fund prospectuses and annual and semiannual reports are available if you're looking for investment objectives and strategies, fees and expenses, holdings, historical performance, and benchmark indexes. Annual and semiannual reports issued by investment options contain important information about an investment options's investment objective, historical performance, and expenses, as well as the portfolio manager's investment outlook. You have the option of reviewing reports for the Fidelity and non-Fidelity investment options you own at www.fidelity.com/atwork or you can receive paper copies by mail. If you don't already receive paper copies and would like to, or to request an individual report, prospectus, or annuity contract, please call Fidelity Retirement Services Specialist at 1-866-84UNION (1-866-848-6466).

Visit Fidelity's Web site at www.fidelity.com/atwork to utilize Fidelity's interactive planning tools and calculators or visit the Fidelity e-Learning section for self-paced interactive workshops to help you make the most of your retirment plan.
Changing
Investments

You may make exchanges between investment options any business day as determined by the New York Stock Exchange. Make exchanges in your account on NetBenefits at www.fidelity.com/atwork or by calling a Fidelity Retirement Services Specialists at 1-866-84UNION
(1-866-848-6466), Monday through Friday, from 7:00 A.M. to 11:00 P.M. CT. TTY service for the hearing impaired can be accessed at
1-800-259-9743, Monday through Friday, from 7:00 A.M. to 11:00 P.M. CT

Questions?
 If you need more assistance, a Fidelity Retirement Services Specialist can help. Call 1-866-84UNION (1-866-848-6466), Monday through Friday, from 7:00 A.M. to 11:00 P.M. CT. TTY service for the hearing impaired can be accessed at 1-800-259-9743, Monday through Friday, from
7:00 A.M. to 11:00 P.M. CT.


 
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