Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds

 











 


Life Events

Your benefits are designed to adapt to your needs at different stages of your life. Since different life events can affect your benefits coverage, this section describes how your coverage is affected and what you may need to do when different events occur.

Getting Married

When you marry, your spouse is eligible for healthcare coverage as of the date of your marriage. However, the Fund will not pay any benefits on behalf of your spouse until you enroll your spouse for coverage. You must send a copy of your marriage certificate, your spouse’s birth certificate, and your spouse’s Social Security Number to the Fund Office as soon as it is available. Once your spouse is enrolled, benefits will be paid retroactively back to the date of your marriage.

 


 
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