Sheet Metal Workers' International Association
Local Union No.73
Pension Welfare and Annuity Funds

 











 


Continuation of Eligibility if You are a Bargained Member

In general, your coverage continues on the basis of your hours worked. See the following chart to determine continuing eligibility requirements.

The requirements for continuing coverage for you and your Dependents are outlined in the following chart.

Eligibility for your Dependents continues while you are eligible for benefits, as long as they continue to meet the definition of Dependent under the Plan.

    Your Eligibility Continues For the Month Of.. If You Have 1,700 Hours in the Preceding 12-Month Period.. OR You Have at Least 100 Hours in the Month Of... If You Do Not Have The Necessary Hours, Your Eligibility Terminates On...
    February January through December December January 31
    March February through January January February 28 or 29
    April March through February February March 31
    May April through March March April 30
    June May through April April May 31
    July June through May May June 30
    August July through June June July 31
    September August through July July August 31
    October September through August August September 30
    November October through September September October 31
    December November through October October November 30
    January December through November November December 31

    Example: How Coverage Continues

    Continuing from the previous eligibility example, John first became eligible for coverage on June 1, 2011. In order to continue eligibility in July 2011, John must have either 1,700 hours from June 1, 2010 through May 31, 2011 or have at least 100 hours during the month of May 2011.

     

 

 

 

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